Terms of Use

Acceptance of Terms

By accessing and using Estate Map, you agree to these Terms of Use. If you do not agree, you must not use this service.

Nature of the Service

Estate Map is an educational information tool designed to help you understand potential inheritance tax outcomes. The service provides illustrative calculations based on the information you input.

Not Financial, Tax, or Legal Advice

Estate Map does not provide financial advice, tax advice, or legal advice. Nothing on this site constitutes a personal recommendation or advice tailored to your specific circumstances. All information is general in nature and for educational purposes only.

We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide regulated financial services. We do not assess the suitability or appropriateness of any course of action for your individual situation.

Your Responsibility

You are solely responsible for:

  • The accuracy and completeness of information you input into the calculator
  • Verifying all calculations and outputs before relying on them
  • Seeking professional advice from FCA-regulated financial advisers, qualified tax professionals, and solicitors before making any financial, tax, or estate planning decisions
  • Any actions you take based on information from this service
No Guarantees

While we strive to keep our calculations current with HMRC rules and legislation, we make no warranties or representations about:

  • The accuracy, completeness, or reliability of calculations
  • The suitability of this tool for your specific circumstances
  • Updates to tax legislation that may affect results
Limitation of Liability

To the fullest extent permitted by law, Estate Map and its operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Your use of this service
  • Reliance on calculations or information provided
  • Errors, omissions, or inaccuracies in the service
  • Financial decisions made based on this tool
Payment Terms

The calculator is free to use. Payment is required to access premium features including PDF report downloads. Plans start from £19/month (Pro Monthly), £149/year (Pro Annual), or £39 one-time (31-Day Pass). Payments are processed securely through Stripe. Refunds are available within 14 days of purchase if requested.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the modified terms.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Refund Policy

31-Day Pass (One-Time Purchase)

  • 14-day money-back guarantee, no questions asked
  • Request refund by emailing hello@estatemapcalc.co.uk within 14 days of purchase (day of purchase counts as day 1)
  • Refunds processed within 5-7 business days to original payment method

Pro Monthly Subscription

  • Cancel anytime via your account dashboard
  • No refunds for partial billing periods
  • Access continues until end of current billing period

Pro Annual Subscription

  • Cancel anytime via your account dashboard
  • Pro-rata refund available if requested within first 30 days (day of purchase counts as day 1)
  • After 30 days: no refund, but access continues until end of annual period

How to Request a Refund

Email hello@estatemapcalc.co.uk with:

  • Your email address used at purchase
  • Date of purchase
  • Reason for refund (optional, helps us improve)

Exceptions & Special Circumstances

  • Duplicate purchases: Accidental duplicate purchases are always refunded in full
  • Technical issues: If you experienced technical problems preventing use of the service, contact us for a case-by-case review
  • Payment method issues: If your original payment method is unavailable (e.g., expired card), we will work with you to arrange an alternative refund method

All refund requests are processed in UK time (GMT/BST). We reserve the right to refuse refunds in cases of suspected abuse.

Last updated: 8 January 2026